Weekend reading: startling facts about long-term care, collectibles as investments, and more

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Hi and welcome to weekend reading, where we share some of the best posts we read over the past week. We hope you enjoy them as much as we did. If you haven’t already, please consider following us on TwitterFacebook, and Google+, where we share the latest in personal finance, debt, retirement, insurance, tax and investments.

Insurance

Here at AAFS Insurance, we looked at Workers’ Compensation benefits, which pays a benefit to employees who were injured or became ill at the workplace. Although it provides generous compensation for employees injured in the workplace, it still does not help the majority of disabled individuals since accidents make up less than 10% of all disabilities.

Life Happens reveals some startling facts about long-term care. Did you know that 70% of people over 65 will need long-term care services and support at some point in their lives?

LSM Insurance explains the 10 day free look period for life insurance policies and how it can resolve life insurance buyer’s remorse.

Personal Finance

Tom at Steadyhand Funds wants you to find the balance between paying down the mortgage and investing. He believes it’s important to pay more than the minimum payment on the mortgage if an equity threshold is not met, and to have a healthy cushion in your household budget in case rates rise.

Dan at Our Big Fat Wallet explains the difference between tax credits and tax deductions.

Barry at Money We Have lists 10 signs you’re living beyond your means. The more things on the list that applies to you, the less likely you are to reach your financial goals.

Investments

Dan, the Canadian Couch Potato, discusses preferred shares and the role they play in a portfolio. Dividends paid by preferred shares have preferential tax treatment over interest and display lower correlation with other asset classes.

Roadmap2Retire diverged from typical stocks and bonds when writing this post about alternative investments. Specifically, he weighs the advantages and disadvantages of collectibles as an investment.

We hope you enjoy the reads this weekend and be sure to check back next week for a new post. Subscribe to our weekly newsletter on the right side of the page so you don’t miss a single post.